![]() ![]() Smith says the salespeople often try to pressure car owners into an immediate purchase by claiming the offer is good only for that day. "These people get you on a phone, and they will not let you go until they have sold you on a deal," he says. Those who tried to obtain refunds found it virtually impossible. For instance, it says, the policies didn't provide bumper-to-bumper protection or cover the entire vehicle engine, as customers were led to believe. Those who purchased the service contracts found that the coverage was far less than represented, the agency says. The FTC says the Miami-based company tricked consumers into believing that the calls were from their vehicle manufacturer or car dealer, a common tactic in car warranty scams. The Federal Trade Commission announced earlier this week that it was mailing more than $4 million in refunds to nearly 6,000 consumers who the agency said were conned by a company that used robocalls to hawk service contracts costing from $1,300 to nearly $2,900. Although it comes with a higher price tag, the savings add up when you factor in all those tire rotations and oil changes.If you get a call or letter saying that your new car warranty is about to expire and it offers you an "extended warranty," use caution. Car warranty scams, which attempt to trick consumers into buying vehicle service contracts, continue to plague consumers despite government efforts to crack down on the caper. It offers unlimited mileage and enables you to customize the plan to your specific needs. Advantage: The newest Endurance warranty policy, this service contract actually covers essential maintenance.Though there are exclusions, most are for parts that are less expensive to repair. It deals with everything from air conditioning to electrical components and steering systems. Secure Plus: The next step up from the Secure plan, Secure Plus remains affordable while covering more than just the powertrain.It’s the closest plan to an OEM warranty and only has a 1,000-mile waiting period. While it has some exceptions, they are few. Supreme: Easily the most thorough coverage, the Supreme plan is basically a bumper-to-bumper plan.It is an exclusionary policy, meant to work with specific parts of the vehicle. Addressing everything from the suspension to the brakes. Superior: This plan covers the most components throughout the vehicle.It also addresses the air-conditioning system and electrical components most likely to incur damage. Available for cars with up to 150,000 miles, it offers competitive protection, especially for older cars. Select Premier: This plan is designed for older vehicles with high mileage.Effectively a powertrain coverage plan, it deals with critical parts such as the engine and transmission. Secure: Touted as the most affordable coverage, it addresses the most essential vehicle parts.The company also offers incentives by way of shopping vouchers and advertises a nominal down payment. ![]() Members get benefits such as financing for repairs and replacement keys. As an extra perk, it provides free enrollment in the Endurance Elite program. In addition to its protection plans, Endurance also offers around-the-clock roadside assistance. Choosing the correct tier of coverage helps balance protection with cost. ![]() Depending on the roads in your area, projected wear and tear, and the type of vehicle you drive, you’ll be more likely to incur different damage. The plans are for a period of five years or 50,000 miles and come with different levels of protection. Meant to be cost effective, there are warranties available at a range of price points, helping you stay within budget. The diverse service contracts enable coverage for just about any vehicle. As one of the major third-party warranty providers in the United States, Endurance has developed several warranty arrangements. ![]()
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